Enterprises businesses who:
● intend to secure themselves against the risk of their customers' insolvency
● are entering new markets
● have moderate margins and a need for certainty of collection
● want to improve the overall management of their business
With non-recourse factoring, Intesa Sanpaolo conducts a prior assessment of your business's customers and sets a reference credit ceiling: that is, it quantifies an amount within which credits are guaranteed.
Receivables of customers belonging to one homogenous band are assigned in a continuous way to Intesa Sanpaolo, who manages their administration efficiently and takes care of collection.
In case of failure to pay the assigned receivables, Intesa Sanpaolo covers 100% of the guaranteed amount and reimburses the credit on the agreed date.
On request, the bank can also pre-pay an agreed percentage (generally 80%) of the corresponding amount of receivables acquired.
Read about Computer Gross experience.