Products and Services



Non-Recourse Factoring

With this product, receivables are assigned by the provider to Mediocredito Italiano along with transferal of the bad-debt risk. In this way, Intesa Sanpaolo guarantees the coverage of bad debts at a given date, assesses and manages debtors and advances the corresponding amount of the assigned receivable.

Addressed to


Enterprises businesses who:
●    intend to secure themselves against the risk of their customers' insolvency
●    are entering new markets
●    have moderate margins and a need for certainty of collection
●    want to improve the overall management of their business

Benefit
1
100% coverage of assigned receivables
2
Outsourced customer management, transforming associated costs from fixed to variable
3
Advance credit checking of new customers and monitoring of their development over time
4
On request, advance collection of receivables
 

THE FEATURES


With non-recourse factoring, Intesa Sanpaolo conducts a prior assessment of your business's customers and sets a reference credit ceiling: that is, it quantifies an amount within which credits are guaranteed.
Receivables of customers belonging to one homogenous band are assigned in a continuous way to Intesa Sanpaolo, who manages their administration efficiently and takes care of collection.
In case of failure to pay the assigned receivables, Intesa Sanpaolo covers 100% of the guaranteed amount and reimburses the credit on the agreed date.
On request, the bank can also pre-pay an agreed percentage (generally 80%) of the corresponding amount of receivables acquired.

Read about Computer Gross experience.

 
Documents and Information Leaflets

See also

Import

Support for those who sell in Italy
Export

A suitable tool for Italian companies that export
Maturity

Simplify your flows